Insurance Insights.
Practical guides and news for UAE residents, employers, and businesses — from Advice Insurance Broker.
Northern Emirates Employer Health Mandate — Your 2025 Compliance Guide
As of 1 January 2025, every employer in Sharjah, Ajman, Umm Al Quwain, Ras Al Khaimah and Fujairah must provide health cover for all employees. Here is everything you need to know to stay compliant and avoid steep penalties.
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Northern Emirates Health Mandate: Rollout Timeline & FAQ
The employer health mandate is rolling out in phases across the Northern Emirates — and Phase 3 is now active for every remaining business. Here is the timeline, plus the questions we get asked most.
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Comprehensive vs Third-Party Car Insurance in the UAE
UAE law requires every vehicle to carry at minimum a third-party policy. But does that mean you should skip comprehensive? This guide breaks down both options, typical price ranges, and how to decide which is right for your vehicle.
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New to the UAE? Your First-Year Insurance Checklist
Moving to the UAE means navigating a new set of rules around mandatory insurance, driving licences, tenancy, and travel. This checklist covers everything you need to get in place in your first 12 months — and the order to do it in.
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Business Insurance in the UAE: What Every SME Needs to Know
From property damage and liability to employee cover and cyber risk, UAE SMEs are exposed to more risks than most owners realise. This guide covers the policies every business should consider — and what the law actually requires.
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Pet Insurance in the UAE: What's Covered and Is It Worth It?
Vet costs in the UAE can run into the tens of thousands of dirhams for a serious illness or surgery. Pet insurance is still a relatively new product here — this guide explains what's covered, what's not, and how to decide if it makes sense for your pet.
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